Your friend wants to borrow a significant amount of money, but you’re not in a position to lend it.
Choose ONE:
- Talk to your friend and explain why you can’t lend them the money.
- Talk to a financial advisor for advice on how to handle the situation.
Sample Answer for Option A - click to open/hide answer!
Important Keywords:
Sample Answer:
Hi [Friend’s Name], I’ve been thinking a lot about your request to borrow some money, and I wanted to talk to you about it. I really wish I could help, but unfortunately, I’m just not in a position to lend that amount right now. My own finances are a bit tight, and I have some obligations that I need to take care of first. I hope you can understand that it’s not that I don’t want to help, but I have to be cautious about my own financial situation. However, I’m more than happy to help you in other ways, like helping you explore other options or even just being there for moral support. I truly value our friendship, and I hope this doesn’t affect it in any way. Please let me know how else I can support you during this time.
Sample Answer for Option B - click to open/hide answer!
Important Keywords:
Sample Answer:
Hi [Financial Advisor’s Name], I need some advice on a situation I’m facing. A close friend has asked to borrow a significant amount of money, and I’m not sure how to handle it. I’m concerned about the impact this could have on our friendship if I say no, but at the same time, I’m not in the best financial position to lend that much. I’m also worried about the potential strain on my own finances if I were to lend the money. I want to support my friend, but I’m unsure of the best way to do so without jeopardizing my own financial stability. What would you recommend? Should I consider helping in other ways, like assisting them in finding alternative resources or solutions? I really want to make the right decision here, and I’d appreciate your guidance on how to navigate this delicate situation.
What this sample tests
Practice Dealing with a Difficult Situation with a realistic prompt about Your friend wants to borrow a significant amount of money, but you’re not in a position to lend it. Focus on planning quickly and speaking clearly; you have 60 sec to prepare and 60 sec to respond. Aim for organized ideas, natural vocabulary, and steady pacing.